Mobile Money

Most mobile money services allow users to purchase items in shops or online, pay bills, school fees, and top-up mobile airtime. Cash withdrawals can also be carried out at authorized agents.

To pay a bill or send money to another person, the user selects the relevant service from their phone’s mobile money menu. Paying with mobile money is just like sending a text message – it’s simple and easy.

Mobile money stores funds in a secure electronic account linked to a mobile phone number. In some cases, the wallet number will be the same as the phone number, but not always – they can be different. Before sending funds to a mobile money wallet, please check with your recipient to determine the correct number.

For more information on the services available via mobile money in your recipient’s country, please check the provider’s website or visit one of their dedicated agents.

As mobile money is a similar concept to a bank account, funds held in a mobile money account are protected by local financial regulations. Mobile money providers and partners like GoolPay are required to check the identity of their users - making it much harder for fraudsters and criminals to use these services illegally.

Mobile money services store a record of every transaction and account balance, so even if the phone or SIM card is lost or stolen, the user’s money is kept safe. Additionally, every transaction requires identification in the form of a secret PIN.

For more information about the security benefits of mobile money, please visit your local mobile money provider’s website.

Mobile money is available in all the countries we allow mobile money transfer, Mobile money is popular in places where people are less likely to have bank accounts.

Most mobile money services are offered by local mobile telecoms operators who have received a license to operate electronic payments services. Some mobile money services are offered by banks or other companies.

To register, the customer needs to visit their local mobile money agent and bring a form of identification, such as a valid passport, driver’s license, or a government ID.

For further details on how to register for a mobile money account, visit the website of your local Mobile money provider.

Before sending money to a mobile money service using GoolPay, please make sure that your recipient has a mobile money account. To do this, your recipient will need to create an account through their local mobile money agent.

Once they have set up an account and you have their details, log in to GoolPay and choose mobile money as the service you wish to send.

You can send mobile money to all the countries that are available in our list.